02 03 The Recycle-ista...Adventures in Vintage: Adventures in Debt Reduction ~ February 2016 Recap 04 05 15 16 19 20 21 22 23 24 25 26 27 28 31 32 33

Adventures in Debt Reduction ~ February 2016 Recap

Well, Spring is definitely on its way here in the Pacific NW. Love seeing how everything starts budding and blooming...almost overnight!

I just wanted to do an update of where my brain is on this whole get-rid-of debt,  change-my-way-of-living process. It's a process! Believe me! 
(Oh, one thing I've learned from my reading this month is that I need to say right up front if any of the links in this article are affiliate links. They are. At least some of them. :) )

I will try to keep these updates to just once a month, and stick with vintage the rest of the time. But I'm also trying to keep it real with you all. I know many of you are also dealers or resellers or work at home moms. So you can relate with the struggles. 

I think my motivation is finally where it needs to be. We HAVE to do this. We have to get some money saved. We have to get some debt paid off. Okay. All of it paid off. We can't just keep talking about it and then not changing anything. We have goals to reach and we won't get there if we don't do something now.

We are pretty comfortable right now. And that's dangerous. When I have enough money coming in to cover my bills easily, then I stop thinking about them. I just pay them. If we get extra money, I breathe a bit easier but I don't do anything specific with that money and you guessed it...it disappears. I have no PLAN. That has to change. 

So here are the (few) things I've done so far this month to tackle this problem. 
Oh wait, one more thing. I just want to say...We actually live very simply already. Most blogs about debt reduction will tell you to drop cable, sell a car, downsize, brown bag your lunch...Done. Done. And done. We were there a long time ago. 
So the changes to budgeting for me will be smaller. A few dollars here and there. The main idea is to know where those dollars will be going. And to increase our income. More about that later.
What's coming up for March?
I really have a long way to go. 
Phew. Obviously, I could go on and on about this. But I won't. :)
This is all weighing heavy on my mind so thank you for letting me unload. It helps me see it all in print and helps keep me accountable.
I really believe that Online ReSelling (especially vintage!!) is a great side hustle (or in my case, main hustle) to get us the extra money we need to meet our goals.

One last thought. Despite all this 'money talk' I really do not believe money is everything. I believe in balance. There are other aspects to my life that are waayyy more important. My family and my spiritual life being the main ones.  But when money issues start to interfere with those other more important things..it's time to change things....within reason. I will not work 24/7 at the expense of attending our worship services or spending time with my boys.
There has to be balance. That's just me. If it takes me an extra year to pay off that debt...so be it. 

Okay, let me have it! Have you paid off debt? Are you struggling with it now? Do you have favorite websites, apps, or blogs that help you stay on track? I'd love to hear about it below.

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